Pay as you Wear

Pay as you Wear

We are really excited to offer a new way of owning some great pieces in your wardrobe.
A payment plan that lets you wear your choice of fashion now – and pay it off in instalments.
Email us now, with your list, sizes and colour options to get one started. Alternatively, you can place an order and use the direct banking option. Please email to confirm that you wish to use “Pay as you wear”.

This is a great alternative to layby and allows you to purchase a complete outfit and spread the payments over two months.
Make any purchase over $300, pay a 50% deposit and you can have your garments sent out asap and start wearing them.

You pay the remaining 50% over the following two months.  We simply charge your credit card.

Upon starting a Pay As You Wear and paying the deposit, you become the owner of the garments. The outstanding amount becomes a debt to Nicki McClintock Designs, which you agree to repay in installments over the following two months.

Payment of Pay As You Wear installments
We keep a record of your authorised credit card number and debit the installments on or around the due date.

If for any reason the amount charged to your credit card is declined we will contact you for an alternative means of payment. If an amount remains outstanding for more than 14 days, then the debt will be referred to a debt collection agency and all costs incurred by Nicki McClintock Designs in the recovery of the debt are payable by you.

Pay As You Wear is offered at our discretion
Pay As You Wear is offered at our discretion and we may decline the service to any person for any reason.


  • I don’t have a credit card, may I still use PAYW?
    Sorry, you won’t be able to use PAYW. Please contact us, regarding our Layby.
  • When do the payments get debited?
    If you start a purchase on the 8th of October and pay the 50% deposit, then the first 25% will be charged on the 8th of November and the last 25% will be charged on 8th of December. If payment is due to be debited on a public holiday or weekend, then the payment will be debited on the next working day.
  • What if I change my mind after I start a PAYW – can I return the garments?
    PAYW has the same benefits as a normal sale. We offer the same returns policy, as stated online. If you change your mind, you can return the garment, unworn and with the labels attached for an exchange or full refund.
  • Can I add garments to my PAYW after its has started?
    No. You would need to purchase the garments separately, and only one PAYW can be active, at any one time.
  • What if I lose or change my credit card or it expires after I start a PAYW?
    You will need to advise us of any changes to your credit card.
  • What happens if there’s not enough money on my card for a payment to go out?
    We will contact you for an alternative means of payment. If a payment remains outstanding for 14 days the debt will be referred to a collection agency. In such cases collection fees will become payable and your credit rating could be affected.